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Privacy Policy

Last updated: 23/09/2025

EU Data Protection Notice

This privacy policy complies with the EU General Data Protection Regulation (GDPR) (EU) 2016/679. As a data controller established in the European Union, we are committed to protecting your personal data and respecting your privacy rights.

Key Point: Expainses processes all data locally on your device. We are not a data processor or controller in the traditional sense as we never receive, store, or have access to your data.

Our Privacy Principle

✓ 100% Local Data Processing

All your data stays on your device. We have no access to it and cannot view, collect, or process it.

What We Do NOT Collect

  • Personal identification information
  • Financial data (expenses, income, bank statements)
  • Usage statistics or analytics
  • Device identifiers or advertising IDs
  • Location data
  • Crash reports or performance data

Your Rights Under GDPR

Right to Access (Article 15)

You can access all your data directly within the app at any time.

Right to Rectification (Article 16)

You can modify any data directly within the app.

Right to Erasure (Article 17)

You can delete any or all data within the app, or uninstall the app to remove everything.

Right to Data Portability (Article 20)

Export your data in CSV, JSON, or PDF format at any time.

Data Security

In accordance with Article 32 of the GDPR, the following security measures are in place:

  • Data stored in app's sandboxed environment (iOS/Android security)
  • Device-level encryption (when enabled by user)
  • No network transmission of personal data
  • Regular security updates through app stores

AI Model Download

The app offers optional AI features requiring a one-time model download (approximately 675MB):

  • You will be explicitly asked for consent before downloading
  • The download is from Google's servers (no personal data transmitted)
  • Once downloaded, all AI processing happens locally

Right to Lodge a Complaint

Under Article 77 of the GDPR, you have the right to lodge a complaint with a supervisory authority.

The Federal Commissioner for Data Protection and Freedom of Information

Graurheindorfer Str. 153

53117 Bonn, Germany

Contact

For questions about this privacy policy or to exercise your GDPR rights, contact:

Email: privacy@expainses.com

Data Protection Officer

This privacy policy was last updated on 23/09/2025 and complies with Regulation (EU) 2016/679 (General Data Protection Regulation).